Yes, that’s one big problem if you want to go outside.
Something like this looks pretty and feels amazing – but not for too long. A wool hat and mittens aren’t the thing to keep you going outside for a while either when there’s a lot of snow around and the temperatures are far below your physical comfort zone for months on end.
Cold rains in autumn can also ruin your nude fun outside.
The solution for nudist in these areas (where I live too) lies in several options.
Home nudism. Stay home, crank up the temperature and drop your clothes. Make the best of it. When you know people who are nudists too, invite them over and hang out nude together for a while. Of course, having the sun and some warm wind on your skin is better, but lacking sun and wind you make do with what’s available.
Sauna. Many saunas are bathing-suit free, they are good places to live the nude life, if only for a while. And they are very relaxing too!
Take a vacation to warmer areas. Of course this is a more expensive option, but it is one and it gets the nudism job done.
Some swimming pools, hotels and recreational parks offer indoor nudism options, it’s always worth to check those out.
As a last option I’d know of you can wait for a nice winter’s day and find a secluded spot outside, in the sun, and get a bit of nude time that way. It’s up to you if you want to take the risk (and the possible chill) though, it’s not legal in most places.
“The Naturist’s Lens” has written about this too, check out his post on it.